Whether you’re self-employed or permanently employed, no job is guaranteed these days. And, should you find yourself suddenly without a regular income, it can be extremely stressful. Failure to keep up mortgage and loan repayments could also put your property at risk of repossession.

For these reasons, many people choose to take out income protection so that they will continue to receive an income if they become unable to work because of an illness or accident.

Although many employers offer their staff sick pay, it doesn’t usually last for more than 12 months. Therefore, by taking out income protection, you will be covered for as long as you’re unable to return to work.

Most of us wish to ensure that our loved ones will receive an inheritance when we die. While whole of Life insurance is more costly than Term Life Assurance, it’s guaranteed to payout regardless of when you die.

Yes, we have a range of products to help cover all of your family protection requirements. Please contact us for an appointment to go through your options.